by Marilyn Rivers, CPCU ARM AIC | Oct 28, 2026 | Fraud, Risk Governance
COVID and the Pandemic set the stage for a real time awareness of supply chain economics and the management of community risk. We all remember desperately trying to obtain hand sanitizer, cleaning supplies, and hepa filters required to provide emergency services to...
by Marilyn Rivers, CPCU ARM AIC | Oct 28, 2026 | Community, Leadership, Risk Governance
Technology captures and caches our words for prosperity. We don’t have the luxury of hiding from them as the years progress, we hopefully learn from our stumbles and age gracefully. Sometimes, we don’t. Rhetoric has the capacity to damage an organization’s reputation...
by Marilyn Rivers, CPCU ARM AIC | May 9, 2025 | Risk Governance
Risk is glorious in its technicolor explosions of fact, fiction, supposition and opinion. For those of us who manage those explosions, we often wonder if our primary role in governance is the herding of cats. Cats, you say? Well, cats are highly intellectual and...
by Marilyn Rivers, CPCU ARM AIC | Jun 7, 2024 | Risk Governance
Operational risk is the risk of loss that generically results from failed internal processes, a lack of preparedness in governance, unforeseen external events, criminality, and/or a disconnect from community. The risks we manage are a continuous multidimensional...
by Marilyn Rivers, CPCU ARM AIC | Apr 25, 2024 | Risk Basics, Risk Governance
Risk management plays an integral role in the partnership between an insurance carrier and legal counsel. Risk-legal-insurer are the trifecta of success in marketability and insurability. They are equal partners in the reporting, assessment, and successful management...
by Marilyn Rivers, CPCU ARM AIC | Apr 4, 2024 | Leadership, Risk Governance
A risk kerfuffle is a commotion or fuss that occurs when an individual becomes politically motivated to question the reality of checks and balances in governance because it does not fit their own agenda. Kerfuffles are increasingly utilized by governing officials who...
